Payable Over 10 Years – No Mortgage Required

🌿 Peaceful countryside property in Andalusia with flexible payment terms.

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This charming rural home located near the village of Chirivel in Almería offers an affordable opportunity to own a property in southern Spain without needing a mortgage.

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Instead of paying the full price upfront, you can spread the balance over 10 years with no interest.

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Price & Payment Terms

Price: €85,000
Payment Term: 120 months

• €708 per month

• Approx £600 per month

• No mortgage required

• No interest payable

• Flexible way to own property in Spain

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Property Overview

The property sits in a tranquil rural setting just a few kilometres from the village of Chirivel and offers 121 m² of built space across two buildings.

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Main House – 95 m² (Two Floors)

The main house is attached to neighbouring homes and built with traditional thick stone walls that naturally insulate the property from the summer heat and winter cold.

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Ground Floor

• Living room with fireplace

• Sitting room with fireplace

• Two bedrooms

• Kitchen

• Bathroom

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First Floor

• Additional bedroom

• Storage room

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The layout provides plenty of character and could easily be modernised while retaining its authentic Andalusian charm.

 

Secondary Building – 20 m²

The property also includes a covered porch / garage area suitable for:

• Parking a car

• Outdoor seating area

• Workshop or storage

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The porch already has water connected from the public supply, offering additional flexibility.

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Utilities

The property is already connected to essential services:

✔ Electricity from the public grid
✔ Mains water supply
✔ All installations currently functioning

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Outdoor Space

The surrounding area provides space to enjoy the outdoors and the peaceful countryside setting.

There is also potential space to build a private swimming pool if desired.

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Location

The property is located close to the small Andalusian village of Chirivel in the province of Almería in southern Spain.

This area is known for its:

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• Beautiful mountain landscapes

• Quiet rural lifestyle

• Authentic Spanish culture

• Excellent climate with over 300 days of sunshine per year

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Chirivel offers essential amenities including:

• Local shops

• Bars and restaurants

• Schools

• Medical services

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Nearby Towns & Attractions

The property is well positioned for exploring the region.

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Nearby towns

• Vélez-Rubio – approx 15 minutes

• Vélez-Blanco – historic castle town

• Lorca – historic city with shopping and restaurants

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Beaches

The Mediterranean coastline and the beautiful beaches of the Costa de Almería can be reached in around 1 hour 20 minutes.

 

Lifestyle & Things To Do

This part of Andalusia is perfect for people looking for a slower pace of life and outdoor activities such as:

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• Hiking and cycling in the surrounding mountains

• Exploring historic white villages

• Visiting local markets and tapas bars

• Enjoying warm sunny weather most of the year

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The region is also popular with international buyers looking for affordable Spanish property in authentic locations away from the busy tourist resorts.

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Why This Property Works for Buyers

✔ Very affordable entry price
✔ Spread payments over 10 years
✔ No mortgage required
✔ Traditional Spanish stone house
✔ Peaceful countryside setting
✔ Easy access to towns and services
✔ Potential to add value with improvements

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Enquire Now

Properties with flexible payment terms like this are rare and tend to sell quickly.

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For more information or to secure the property, get in touch.